Texas First Time Homebuyer

As a Texas First Time Homebuyer, your "move-in" costs can be only about $500 to $1,700!

Smart Home Buyers DFW.Com
Purchase Mortgages for Texas Homebuyers and
Refinancing Loans for TX Homeowners

Paul Marshall (214) ???-9626 Local Direct Line
1 (888) ???-7830 Toll-Free             
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The truth about 100% loans and Texas First Time Homebuyers.

A lot of mortgage companies offer 100% homebuyer financing. But those loans by themselves do NOTHING about the closing costs. Closing costs can not directly be added to the loan.

Depending on the loan you choose and the actual home you choose to buy, closing costs will likely be about $8,000. OK, so how can you get your move-in costs down to about $500 to $1,700?

Texas sellers are allowed to pay part to all of home buyer closing costs. This is an area where your Realtor® and your loan office working together as a "team" for your benefit come into play.

Rest assured, if you choose to work with me on your Texas First Time Homebuyer loan, I will do everything I can to work successfully with your to help minimize your move-in costs.

For Texas mortgages pre-qualification, first please click on: Texas First Time Homebuyer


"What are my loan options?"

Depending on your situation, your Texas First Time Homebuyer options include:

  • FHA loan--3% down
  • FHA loan with down payment assistance to pay the req'd down payment
  • VA loan (for qualified veterans)--no down payment
  • Conforming loans (Freddie Mac and Fannie Mae) with no down payment to 5% down
  • Non-Conforming loans--no down payment
Of course, all TX loans are subject to underwriting requirements and lender approval. I'm glad to help you figure out what type of loan is best for your situation and for your financial goals.

No income documentation loans are also available for home buyers who can't document income, including the self-employed.


Texas First Time Homebuyer--Please browse my website pages which help you SAVE and provide more details about the home buyer loan programs and strategies mentioned on this page.

For TX financing pre-qualification, please take time and click on: Texas First Time Homebuyer

For any questions, please call or email me. You can email me by clicking : here.

You can reach me by calling (direct line): Paul Marshall
(214) ???-9626 or Toll-Free at 1 (888) ???-7830.
Telemarketer Sales Calls Not Accepted.

Alternative spellings for words searched for on this page: home buyer, home buyers, first-time, homebuyers.

 

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local area: Dallas TX 75225

Disclaimer:
Move-in costs quoted do not included moving expenses, utility deposits, etc. They included the costs paid at closing specifically for buying and financing homes and vary by the home you choose. Loans are subject to lender approval.

Savings quoted based on the actual home you choose and the loan program you decide is best for you. Some of the savings include: buying at less than the appraised price or original asking price, any seller-paid buyer closing costs, and the use of a non-PMI loan for qualified buyers.


Texas State Licensing Details

           

Texas First Time Homebuyer