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- What this site does for you
- Price Match Guarantee
- Loan Products available to you
- About working with your Realtor®
- Services you should expect from your Loan Officer
What this site does for you
Hi! I'm Paul Marshall and I own Smart Home Buyers DFW.Com. My office offers Home Loans for Texas properties.
My goal with this site is to help educate and empower homebuyers (and those refinancing their homes). You don't have to accept bad service or getting ripped-off as the price of buying or refinancing your home!
Did you know that loans in Texas are often different from the other 49 States, in part because our real estate laws are different? So, the ads you see on TV often don't apply to Texas properties!
To learn more, please see my site's Mortgage Money-Saving Tips & FAQs page. If you are buying a home you'll also want to see my Homebuyer Money-Saving Tips & FAQs page.
Between those 2 pages, you'll learn strategies to SAVE you money when buying a home or refinancing. These "insider" strategies come from some of the brightest Loan Officers and Realtors® I know.
Many of my clients SAVE up to $9,000 buying and financing homes (or refinancing their homes), using these valuable strategies!
Price Match Guarantee
When I'm choosing someone to do business with, I look for VALUE and SERVICE.
So, I developed my Price Match Guarantee to save you stress and hassle when getting a home loan. See my Price Match Guarantee page for all the details.
And you aren't charged a Mortgage Broker Fee or Broker Administration Fee (which I consider junk fees). Dealing directly with the lender eliminates the "middleman" costs. This saves you money.
I want you to feel comfortable with the cost of your loan through my office and will compete with any legitimate offer you may receive from someone else. I don't want you to have to sacrifice integrity or service, just for a great rate!
Loan Products available to you
Being a Branch Manager for Network Funding L.P. headquartered in Houston, I have literally dozens of lenders I can use, with hundreds of loan programs combined.
Maybe you want to lower your interest rate and monthly house payment by refinancing. Or, maybe you want to cash out some of your home's equity to pay off high-interest credit cards and to consolidate your bills.
Of course, I've got loans available for homebuyers, including first-time homebuyers.
All of these loans types are available for different types of homes--single-family homes, condos, townhouses, and multi-family homes, including duplexes.
You don't have to have perfect credit to get a loan, even a no down payment loan. No down payment loans are available for many borrowers with credit scores as low as 560!
Loans are offered which do not require income documentation. This may be very important, particularly if you are self-employed.
My office also offers the Government loans programs--VA (for veterans) and FHA (for the general public).
Most importantly--I will help you understand your choices in plain English, so you can choose the right type of loan programs for your needs and financial goals!
About working with your Realtor®
The real estate agent you choose will impact the kind of experience you have finding a home and negotiating a price fair to you. I am pleased to offer referrals, when I have competent, trustworthy agents who work in the area in Texas you want to buy.
I will certainly work with any agent you find on your own.
If you have a good agent you are using, please have them contact me. I'm always looking for competent, trustworthy agents I can offer to my clients as referrals. That's how important GOOD real estate agents are!!
Working closely with your agent, I can help keep your move-in costs between $500 and $1,700, depending on the loan program and home you choose. This counts ALL closing costs, any possible down payment, Realtor® commissions, and lender fees (including my office's income).
(Of course, all loan program require lender approval according to their underwriting guidelines.)
Services you should expect from your Loan Officer
I pride myself on being accessible, returning calls, following through to get the loan closed and the transaction funded, and always explaining your choices in an understandable manner. When required, I'm available to take your phone calls evenings and weekends, too.
See my Mortgage Money-Saving Tips & FAQs page for more about the services you should expect from your Loan Officer.
Thanks for visiting Smart Home Buyers DFW.Com. I hope you find this website a valued partner, as you are buying or refinancing your home!
For mortgage pre-qualification, please click on: Online Mortgage Pre-Qualification There is No Cost and there is No Obligation.
For any questions, please call or email me. You can email me by clicking : here.
You can reach me by calling (direct line): Paul Marshall
(214) 891-9626 or Toll-Free at 1 (888) 265-7830.
Telemarketer Sales Calls Not Accepted.
Don't lose this page...Bookmark this site now.
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